Carrot Fertility has launched an AI-powered Global Price Monitoring System designed to detect billing fraud, price inflation, and billing errors across the international fertility and family-building claims it processes – a capability built on what it says is the world’s largest fertility pricing dataset.
The problem Carrot is addressing: as cross-border fertility care accelerates – with employees traveling internationally for IVF, egg freezing, donor services, and surrogacy – employer dollars are flowing into markets with limited regulatory oversight and no centralized pricing transparency. The global surrogacy market alone is projected to reach $201.8 billion by 2034, and fertility clinics routinely charge dramatically different prices for the same procedures depending on whether a third-party payer is involved.
The system continuously analyzes Carrot’s claims data – nearly $1 billion processed across more than 50 currencies – to establish dynamic pricing benchmarks for every type of covered service in countries where Carrot operates. Claims are automatically evaluated against real-time pricing norms, and when the AI detects unexpected price fluctuations, unusual fee structures, or patterns that deviate from benchmarks, the claim is routed to a specialist team for investigation before the employer absorbs the cost.
“The question isn’t just whether employees have access to care, it’s whether the dollars behind that care are going where they should,” said founder and CEO Tammy Sun. “This is AI that doesn’t just process claims. It protects employers’ dollars.”
This is Carrot’s second AI capability, following its recently presented Sprints program – an AI and wearable-driven metabolic-fertility program presented at the National Conference on Women’s Health hosted by the U.S. Department of Health and Human Services.
